Reverse Mortgage Lender

Howard M. Frankel

Reverse Mortgage Specialist - Serving Southwest Florida

NMLS #1607444

(239) 206-3650
Mid America Mortgage, Inc., NMLS#: 150009

Is Your Home Equity Helping Your Retirement?

Hello, I’m Howard Frankel, a fellow senior who lives in Southwest Florida.  Thank you for taking the time to visit my website.  As a former investment advisor with a specialty in long-term care planning, I am impassioned to help others improve their quality of life, create peace of mind, and do what they can to plan for their future.  Having retired and found it to be boring and non-impactful, I now enjoy each and every day helping my clients address their specific financial concerns.

While visiting my website, I hope you learn how a reverse mortgage can be an effective financial tool to give homeowners additional cash to live on using the equity in their home. Reverse mortgages are not for everyone. In the right scenario, they can be a great short or long-term retirement tool. The Home Equity Conversion Mortgage (HECM) is FHA's reverse mortgage program for those 62 and older.  It can be used it to supplement Social Security, meet unexpected medical and long-term care expenses, make home improvements, pay off your existing mortgage, establish a permanent line of credit and more.  You can also use a HECM to purchase a primary residence.  With loans available up to $4m, there are many ways that a reverse mortgage can be utilized.

It is important to work with an experienced loan officer who can help you assess your unique situation to determine if a reverse mortgage is right for you.  I strive to provide the best options and solutions for my clients, while creating a trusted relationship well into the future.  My clients and their testimonials speak for themselves. 

There is a wealth of information here. Please take your time to browse and learn a little about reverse mortgages. Then feel free to give me a call so I can answer your questions, and address your specific needs.